Privacy Policy

We may collect information that you voluntarily provide to us, including:

• First and last name

• Email address

• Telephone number

• Mailing address

• Information submitted through contact forms

• Information submitted through the Prospective Member Survey

• Information about your interest in future credit union membership

• Information about financial products or services you currently use or may be interested in using

• Your willingness to make a future initial deposit if the proposed credit union is chartered

• Your interest in receiving updates or becoming involved with the project

• Comments, questions, feedback, or other information you choose to provide

Please do not submit Social Security numbers, bank account numbers, credit or debit card numbers, passwords, or other sensitive financial credentials through our surveys or general contact forms.

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When you visit our website, certain information may be collected automatically by our website platform or related technology providers. This information may include:

• Internet Protocol (IP) address

• Browser type

• Device type

• Operating system

• Date and time of access

• Pages visited

• Referring website or source

• General website interaction and performance information

• Cookie and similar technology information

We may use this information to operate and secure the website, understand how visitors use it, improve website functionality, measure outreach effectiveness, and troubleshoot technical issues.

We may use information collected through this website to:

• Administer the Prospective Member Survey

• Evaluate community interest in the proposed credit union

• Understand the financial needs and preferences of prospective members

• Support the federal charter application and organizational planning process

• Communicate project milestones and community updates

• Respond to questions and inquiries

• Maintain a list of individuals interested in future updates

• Invite interested individuals to informational meetings, surveys, or community activities

• Improve our website and outreach efforts

• Maintain website security and prevent misuse

• Comply with applicable legal, regulatory, recordkeeping, or governmental requirements

We will not use survey participation as an application for a loan, deposit account, or other financial product.

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We do not sell personal information collected through this website for monetary compensation.

We may disclose information when reasonably necessary to:

• Website hosting, technology, email, survey, analytics, or other service providers supporting our operations

• Professional advisors or consultants assisting with development of the proposed credit union

• Government agencies or regulators when information is requested or required as part of the chartering or regulatory process

• Law enforcement or governmental authorities when required by applicable law, subpoena, court order, or other valid legal process

• Protect the rights, security, property, or integrity of the project, website, organization, or others

Service providers may process information on our behalf according to their own applicable terms, privacy obligations, and security practices.

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Our website is hosted using the Wix platform. Information submitted through the website may therefore be processed or stored using Wix systems, databases, applications, and infrastructure.

We may also use third-party services to support communications, website analytics, forms, project administration, or other functions. Those providers may process information according to their respective privacy policies and contractual obligations.

While we take reasonable steps to safeguard information under our control, no website, electronic transmission, database, or storage system can be guaranteed to be completely secure.

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ZUFC.org may use cookies and similar technologies necessary for website functionality, security, visitor preferences, performance measurement, and analytics.

Some cookies are essential for the website to function. Other cookies or technologies may be used for analytics or other non-essential purposes depending on the services and integrations enabled on the website.

Where required by applicable law, visitors may be provided with options to manage or decline non-essential cookies. Visitors may also control certain cookies through their browser settings.

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Disabling some cookies may affect the functionality of portions of the website.

If you request updates, subscribe to communications, complete a form requesting further information, or otherwise consent to being contacted, we may communicate with you about the Proposed Afro Collective Federal Credit Union, its chartering progress, community activities, surveys, fundraising initiatives, informational meetings, or related developments.

You may unsubscribe from promotional email communications by using an unsubscribe option provided in the communication, when available, or by contacting us directly.

We may retain certain information when necessary to maintain records of an unsubscribe request or comply with legal obligations.

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This website may provide links directing visitors to a separate donation page operated in connection with the sponsoring organization.

Donations supporting the proposed credit union are voluntary contributions and do not establish credit union membership, create a deposit account, purchase an ownership interest in the proposed credit union, or guarantee access to future financial products or services.

When you follow a link to an external donation or payment page, information you provide through that page may be collected and processed by the organization operating that page and by its payment or technology service providers. Their privacy practices may differ from those described in this Privacy Policy.

We encourage you to review the applicable privacy notices and terms presented on any external donation or payment page before submitting personal or payment information.

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This website and the Proposed Afro Collective Federal Credit Union project are not directed toward children under 13 years of age.

We do not knowingly solicit personal information from children under 13 through this website. If we become aware that personal information from a child under 13 has been collected in circumstances requiring parental consent, we will take reasonable steps to address the information in accordance with applicable law.

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Depending on where you reside and applicable law, you may have certain rights regarding personal information held about you. These may include rights to request access to, correction of, or deletion of certain personal information, or to withdraw consent for certain processing or communications.

To submit a privacy-related request, please contact us using the information provided below.

We may need to verify your identity before completing certain requests and may retain information when required or permitted by law, regulatory requirements, legitimate recordkeeping obligations, or the credit union chartering process.

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We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including project planning, community engagement, charter-development activities, regulatory requirements, recordkeeping, dispute resolution, security, and applicable legal obligations.

Retention periods may vary depending on the type of information and the reason it was collected.

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We take reasonable administrative, organizational, and technical measures intended to protect personal information under our control against unauthorized access, loss, misuse, alteration, or disclosure.

However, electronic communications and online storage systems involve inherent security risks. We therefore cannot guarantee absolute security of information transmitted through the internet.

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We may update this Privacy Policy periodically as the Proposed Afro Collective Federal Credit Union progresses through the chartering process, as our website or information practices change, or as legal and regulatory requirements evolve.

The updated version will be posted on this page with a revised “Last Updated” date.

If the proposed credit union receives its charter and begins providing financial products or services, additional privacy notices and disclosures applicable to an operating financial institution may be provided as required by law.

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If you have questions about this Privacy Policy, wish to exercise an applicable privacy right, or have concerns about information you have provided through ZUFC.org, please contact us through the Contact Us section of the website.

Proposed Afro Collective Federal Credit Union
Website: ZUFC.org

For privacy-related requests, please include “Privacy Request” in the subject line or beginning of your message so that your inquiry can be appropriately directed.

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